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	<title>David&#039;s Macro Blog &#187; Real Estate</title>
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	<link>http://www.davidoverfield.com</link>
	<description>Analysis and commentary on business, economics, real estate, financial markets, and other fun topics</description>
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		<title>Crisp and Cole Arrested for Real Estate Fraud</title>
		<link>http://www.davidoverfield.com/796/crisp-and-cole-arrested-for-real-estate-fraud/</link>
		<comments>http://www.davidoverfield.com/796/crisp-and-cole-arrested-for-real-estate-fraud/#comments</comments>
		<pubDate>Fri, 11 Mar 2011 23:49:42 +0000</pubDate>
		<dc:creator>David Overfield</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Carl Cole]]></category>
		<category><![CDATA[Crisp and Cole arrest]]></category>
		<category><![CDATA[David Crisp]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[mortgage fraud]]></category>
		<category><![CDATA[real estate bubble]]></category>
		<category><![CDATA[real estate fraud]]></category>

		<guid isPermaLink="false">http://www.davidoverfield.com/?p=796</guid>
		<description><![CDATA[Real estate and mortgage fraud ran rampant during the 2000&#8242;s great housing bubble. We&#8217;ve all heard the stories but there have been few prosecutions, so it&#8217;s good to see some in progress. David Crisp and Carl Cole were arrested by federal agents on mortgage fraud charges. They ran a prominent real estate brokerage in Bakersfield [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Robosigner: Dhurata Doko Deposition</title>
		<link>http://www.davidoverfield.com/789/robosigner-dhurata-doko-deposition/</link>
		<comments>http://www.davidoverfield.com/789/robosigner-dhurata-doko-deposition/#comments</comments>
		<pubDate>Fri, 04 Mar 2011 23:02:03 +0000</pubDate>
		<dc:creator>David Overfield</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Christopher Forrest]]></category>
		<category><![CDATA[deposition]]></category>
		<category><![CDATA[Dhurata Doko]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Foreclosure Fraud]]></category>
		<category><![CDATA[Foreclosure Gate]]></category>
		<category><![CDATA[Foreclosure Mill]]></category>
		<category><![CDATA[Forrest Law Firm]]></category>
		<category><![CDATA[Nationwide Title Clearing]]></category>
		<category><![CDATA[video]]></category>

		<guid isPermaLink="false">http://www.davidoverfield.com/?p=789</guid>
		<description><![CDATA[Ever wonder how the real estate boom and bust occurred? Why is the foreclosure process such a mess and causing problems across the country? The system was set up for failure. Watch both videos of the deposition of alleged robosigner Dhurata Doko of Nationwide Title Clearing. The deposition was taken by attorney Christopher Forrest of [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Robosigner: Brian Bly Deposition</title>
		<link>http://www.davidoverfield.com/784/robosigner-brian-bly-deposition/</link>
		<comments>http://www.davidoverfield.com/784/robosigner-brian-bly-deposition/#comments</comments>
		<pubDate>Fri, 25 Feb 2011 22:53:14 +0000</pubDate>
		<dc:creator>David Overfield</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Brian Bly]]></category>
		<category><![CDATA[Christopher Forrest]]></category>
		<category><![CDATA[deposition]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Foreclosure Fraud]]></category>
		<category><![CDATA[Foreclosure Mill]]></category>
		<category><![CDATA[Forrest Law Firm]]></category>
		<category><![CDATA[Nationwide Title Clearing]]></category>
		<category><![CDATA[robosigner]]></category>
		<category><![CDATA[video]]></category>

		<guid isPermaLink="false">http://www.davidoverfield.com/?p=784</guid>
		<description><![CDATA[Ever wonder how the real estate boom and bust occurred? Why is the foreclosure process such a mess and causing problems across the country? The system was set up for failure. Watch all three videos of the deposition of alleged robosigner Brian Bly of Nationwide Title Clearing. The deposition was taken by attorney Christopher Forrest [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Robosigner: Crystal Moore Deposition</title>
		<link>http://www.davidoverfield.com/779/robosigner-crystal-moore-deposition/</link>
		<comments>http://www.davidoverfield.com/779/robosigner-crystal-moore-deposition/#comments</comments>
		<pubDate>Fri, 18 Feb 2011 22:38:33 +0000</pubDate>
		<dc:creator>David Overfield</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Christopher Forrest]]></category>
		<category><![CDATA[Crystal Moore]]></category>
		<category><![CDATA[deposition]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Foreclosure Fraud]]></category>
		<category><![CDATA[Foreclosure Mill]]></category>
		<category><![CDATA[Forrest Law Firm]]></category>
		<category><![CDATA[Nationwide Title Clearing]]></category>
		<category><![CDATA[robosigner]]></category>
		<category><![CDATA[video]]></category>

		<guid isPermaLink="false">http://www.davidoverfield.com/?p=779</guid>
		<description><![CDATA[Ever wonder how the real estate boom and bust occurred? Why is the foreclosure process such a mess and causing problems across the country? The system was set up for failure. Watch all four videos of the deposition of Crystal Moore, alleged robosigner of Nationwide Title Clearing. The deposition was taken by attorney Christopher Forrest [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>2010 Year in Review</title>
		<link>http://www.davidoverfield.com/717/2010-year-in-review/</link>
		<comments>http://www.davidoverfield.com/717/2010-year-in-review/#comments</comments>
		<pubDate>Sat, 15 Jan 2011 01:44:43 +0000</pubDate>
		<dc:creator>David Overfield</dc:creator>
				<category><![CDATA[Business and Finance]]></category>
		<category><![CDATA[Economics]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Reviews and Predictions]]></category>
		<category><![CDATA[bailout]]></category>
		<category><![CDATA[Ben Bernanke]]></category>
		<category><![CDATA[budget deficit]]></category>
		<category><![CDATA[commodity prices]]></category>
		<category><![CDATA[currency crisis]]></category>
		<category><![CDATA[Employment Population Ratio]]></category>
		<category><![CDATA[financial collapse 2008]]></category>
		<category><![CDATA[financial crisis 2008]]></category>
		<category><![CDATA[Flash Crash]]></category>
		<category><![CDATA[Labor Force Participation Rate]]></category>
		<category><![CDATA[predictions]]></category>
		<category><![CDATA[Quantitative Easing]]></category>
		<category><![CDATA[stock market]]></category>
		<category><![CDATA[unemployment rate]]></category>
		<category><![CDATA[Year in Review]]></category>

		<guid isPermaLink="false">http://www.davidoverfield.com/?p=717</guid>
		<description><![CDATA[It is always interesting to go back and read what I wrote last year because often I’ve forgotten! Plus it is humbling to realize how imperfectly we see the future, which looked so clear at the time. My favorite quote for 2010 is: “Prediction is very hard, especially about the future.” &#8211; Yogi Berra Let&#8217;s [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Foreclosure Gate &#8211; Home Owners Taking the Law into Their Own Hands</title>
		<link>http://www.davidoverfield.com/656/foreclosure-gate-home-owners-taking-the-law-into-their-own-hands/</link>
		<comments>http://www.davidoverfield.com/656/foreclosure-gate-home-owners-taking-the-law-into-their-own-hands/#comments</comments>
		<pubDate>Fri, 22 Oct 2010 22:00:01 +0000</pubDate>
		<dc:creator>David Overfield</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[5893 Mustang]]></category>
		<category><![CDATA[Conejo Capital Partners]]></category>
		<category><![CDATA[Earl family]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Foreclosure Fraud]]></category>
		<category><![CDATA[Foreclosure Gate]]></category>
		<category><![CDATA[global financial crisis]]></category>
		<category><![CDATA[Michael Pines]]></category>
		<category><![CDATA[Trustee Sale]]></category>
		<category><![CDATA[video]]></category>

		<guid isPermaLink="false">http://www.davidoverfield.com/?p=656</guid>
		<description><![CDATA[&#8220;Taking the law into their own hands&#8221; is a phrase used to describe aggressive actions by people who feel slighted in such a way that waiting for traditional law enforcement isn&#8217;t acceptable. Due to the massive foreclosure fraud (called &#8220;Foreclosure Gate&#8221;) perpetrated by the big banks, some Americans are fighting back. Jim and Danielle Earl [...]]]></description>
		<wfw:commentRss>http://www.davidoverfield.com/656/foreclosure-gate-home-owners-taking-the-law-into-their-own-hands/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Systemic Foreclosure Fraud by Lenders &#8211; Depositions of Kapusta and Sammons</title>
		<link>http://www.davidoverfield.com/647/systemic-foreclosure-fraud-by-lenders-depositions-of-kapusta-and-sammons/</link>
		<comments>http://www.davidoverfield.com/647/systemic-foreclosure-fraud-by-lenders-depositions-of-kapusta-and-sammons/#comments</comments>
		<pubDate>Tue, 19 Oct 2010 02:15:56 +0000</pubDate>
		<dc:creator>David Overfield</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[Cheryl Sammons]]></category>
		<category><![CDATA[David J. Stern]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Foreclosure Fraud]]></category>
		<category><![CDATA[Foreclosure Mill]]></category>
		<category><![CDATA[global financial crisis]]></category>
		<category><![CDATA[legal system]]></category>
		<category><![CDATA[Tammie Lou Kapusta]]></category>

		<guid isPermaLink="false">http://www.davidoverfield.com/?p=647</guid>
		<description><![CDATA[By now you&#8217;ve probably heard of the massive fraud in foreclosures perpetrated by lenders in their haste to cut costs and process the high volume of forecloses quickly. Some of the biggest issues at the heart of the now nationwide foreclosure moratorium go to the heart of our legal system and the rule of law. [...]]]></description>
		<wfw:commentRss>http://www.davidoverfield.com/647/systemic-foreclosure-fraud-by-lenders-depositions-of-kapusta-and-sammons/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>We Are &#8220;Just Fine&#8221; &#8211; Disillusioned Homeowners Hoping for Loan Modification</title>
		<link>http://www.davidoverfield.com/551/we-are-just-fine-homeowners-hoping-for-loan-modification/</link>
		<comments>http://www.davidoverfield.com/551/we-are-just-fine-homeowners-hoping-for-loan-modification/#comments</comments>
		<pubDate>Fri, 10 Sep 2010 22:45:10 +0000</pubDate>
		<dc:creator>David Overfield</dc:creator>
				<category><![CDATA[Fun]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Loan Modification]]></category>
		<category><![CDATA[Trustee Sale]]></category>
		<category><![CDATA[video]]></category>

		<guid isPermaLink="false">http://www.davidoverfield.com/?p=551</guid>
		<description><![CDATA[By now we&#8217;ve all heard or read stories about disillusioned home owners (home debtors really) who haven&#8217;t made their loan payments in quite a while but feel that everything will work itself out. They may be working on a loan mod, short sale, principal reduction, or just the &#8220;free rent&#8221; program. What tragic commentary on [...]]]></description>
		<wfw:commentRss>http://www.davidoverfield.com/551/we-are-just-fine-homeowners-hoping-for-loan-modification/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Interview with John Ray, Largest Buyer of Foreclosed Homes in Phoenix Area</title>
		<link>http://www.davidoverfield.com/441/interview-with-john-ray-largest-buyer-of-foreclosed-homes-in-phoenix-area/</link>
		<comments>http://www.davidoverfield.com/441/interview-with-john-ray-largest-buyer-of-foreclosed-homes-in-phoenix-area/#comments</comments>
		<pubDate>Tue, 23 Feb 2010 06:00:30 +0000</pubDate>
		<dc:creator>David Overfield</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Bid AZ Foreclosures]]></category>
		<category><![CDATA[Distressed Assets]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[John Ray]]></category>
		<category><![CDATA[Phoenix real estate]]></category>
		<category><![CDATA[REO]]></category>
		<category><![CDATA[Trustee Sale]]></category>
		<category><![CDATA[video]]></category>

		<guid isPermaLink="false">http://www.davidoverfield.com/?p=441</guid>
		<description><![CDATA[Last week I interviewed John Ray, the largest buyer of foreclosed homes at the Maricopa County (Phoenix area) trustee sale auction.  Through his company, Bid AZ Foreclosures, he currently buys around 100 homes a month on behalf of his clients. Listen as he shares his knowledge and experience on topics such as: getting a good [...]]]></description>
		<wfw:commentRss>http://www.davidoverfield.com/441/interview-with-john-ray-largest-buyer-of-foreclosed-homes-in-phoenix-area/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>David&#8217;s 2010 Predictions</title>
		<link>http://www.davidoverfield.com/409/davids-2010-predictions/</link>
		<comments>http://www.davidoverfield.com/409/davids-2010-predictions/#comments</comments>
		<pubDate>Mon, 01 Feb 2010 06:00:04 +0000</pubDate>
		<dc:creator>David Overfield</dc:creator>
				<category><![CDATA[Business and Finance]]></category>
		<category><![CDATA[Economics]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Reviews and Predictions]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[economic cycle]]></category>
		<category><![CDATA[Federal Reserve]]></category>
		<category><![CDATA[global financial crisis]]></category>
		<category><![CDATA[macro economics]]></category>
		<category><![CDATA[market cycles]]></category>
		<category><![CDATA[market timing]]></category>
		<category><![CDATA[predictions]]></category>

		<guid isPermaLink="false">http://www.davidoverfield.com/?p=409</guid>
		<description><![CDATA[See the 13-page report below for my predictions for 2010 and more: Stock Market Real Estate Market: The next wave of ARM defaults? Is it time to buy yet? Interest Rates: Stay low or heading higher? Currency Precious Metals Commodities Political: Will real reform be passed? The Blame Game Wild Cards What&#8217;s the real problem [...]]]></description>
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		<slash:comments>1</slash:comments>
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